Statements import daily. Matching runs in a fixed order — exact reference, then reference with a different amount, then payer identity plus amount inside a window — and anything left goes to a queue a person works through.
- Amount alone never produces an automatic match.
- One receipt can settle several invoices, and a part payment leaves a balance rather than closing anything.
- Manual matches record who, when and why.
- The full method, including the cases that break it, is in the reconciliation tutorial.